RCSA Invoice Finance, the industry’s leading cash flow solution, is a culmination of our partnership with ScotPac Business Finance, the provider of choice to over 300 staffing and recruitment firms across Australia and New Zealand.

RCSA Invoice Finance offers a solution to the cash flow pressures faced by staffing companies who invoice their clients on payment terms, but need to pay contractors weekly or fortnightly. It’s an effective solution to manage day to day cash flow, pay for one-off purchases and has been most effective in facilitating business growth with invoice finance clients growing 3x GDP.

Our wide range of tailor-made cash flow solutions suit recruitment businesses at different business stages and sizes (start-up to established) with facilities starting at $10K to up to $100m, without requiring the family home as security.


What you will get with RCSA Invoice Finance

  • Access up to 85% of the value of your outstanding invoices for both permanent and temporary hire contracts, property security is generally not required
  • Unlike an overdraft or business credit card, access to funding grows in line with turnover
  • A range of options, from a confidential arrangement where your customers remain unaware of our involvement to cooperative and full service, which includes a professional collections service incorporating reminder letters, month-end statements and follow up calls
  • Dedicated relationship managers backed by local and experienced staff with over 30 years in the recruitment and staffing industry are available to identify the best solution to meet your working capital needs
  • An exclusive discount of 50% on the application fee (up to $10K discount) for RCSA members only

How we can help

Growth Enabler
Our facilities enable
businesses to grow

Start Up
Our solutions are an ideal funding
option for start ups

Freeing up the family home
Fund the business without using real estate as security

Capital Raising
Raise funds for a management buy out, to pay out a Business Partner, or acquire another business

Our facilities can help to buy time to recover from poor trading performance

Help business owners with funding to support transition of the business into the hands of family or management

Comparison with other Funding Options

RCSA Invoice Finance
Secured Bank Overdraft
Unsecured Fintech Business Loan
Business Credit Card
Business Lifecycle
Startups / Turnaround businesses - trading but not profitable
Growing and/or Established Businesses

Funding Needs
Improve cashflow
Accelerate Growth
One-off large purchase
Pay tax / creditors
Capital raising

Other Features
Funding Limit Growth
Available for businesses with ATO arrears
Requires property security

* Linked to Sales Growth
** Depends on Lender

Contact RCSA Invoice Finance Today

For more information on RCSA Invoice Finance, please complete the form below our reach out to one of our team members directly:

NSW - David Craven
+61 439 456 982

WA - Paul Birtles
+61 439 456 982

VIC - Oliver Casey
+61 407 339 534

SA - Tiffany Murray
+61 411 590 642

NZ - Wayne Semmens
+64 21 644 930

QLD - Nathan Geale
+61 414 852 300